Shop now, pay it in 4 with Afterpay.

At XO Collectives, you can buy now and pay it in 4 interest-free instalments over 6 weeks.

How does it work?

When you use Afterpay, you pay for your items in 4 instalments over 6 weeks, without incurring any interest. To use Afterpay, add items to your shopping cart then select Afterpay from the available payment options. You pay for the first instalment of 25% at the time of purchase, and the remaining three instalments will be automatically deducted from your nominated debit or credit card over the following six weeks.

Pay in 4 instalments over 6 weeks.

You’ll pay your first instalment at the time of purchase, and the remainder every two weeks.

Available on purchases up to the value of $1,200 with no minimum spend.

How to checkout with Afterpay

Step one: Add your items to your shopping cart.

Step two: Select Afterpay as your payment method at the checkout.

Step three: You’ll be redirected to Afterpay to login or create your account.

Step four: Your payment schedule will be displayed.

Step five: Track your payments, check available spend limits, and make early payments in the Afterpay app.

Terms and Conditions

For full terms and conditions, visit the Afterpay website.

Returns

Items purchased with Afterpay can be returned for a refund. Returns or refunds will be processed and Afterpay will be advised. Your payment plan will then be adjusted to reflect the new total order value. If you have already made a payment, this will be refunded to you via Afterpay. ’s Returns Policy. Returns or refunds will be processed and Afterpay will be advised. Your payment plan will then be adjusted to reflect the new total order value. If you have already made a payment, this will be refunded to you via Afterpay.

Please view our full Returns Policy for further information regarding returns and refunds.

Late fees, eligibility criteria and T&Cs apply. Afterpay Australia Pty Ltd Australian Credit Licence 527911.